Why I Chose a Short-Term Loan in Ireland to SAVE MORE TIME
Well, you don’t need to be as fast as the superhero Flash to save time.
You can save time by being as fast as the superhero.
It all depends on relativity.
I realised this when I was upset with my finances a little bit.
My name’s Bryan, by the way.
So, I am staying in Dublin in my flat, and I am trying my best to prosper as a software developer (like everyone else does).
I managed to buy this flat about 5 years ago.
Although I am a senior developer now, I can tell you that I still face complications in my work and feel that it is too little time that we have at hand to actually prosper as a professional.
But I didn’t leave all my hopes right there. What I did was that I recognised that at 40 years of age, you need to do something.
And they are:
- Planning for your future life, which you should have done by your 20s
- Seeking some expert guidance
- Making life simpler
- Saving money
With this being sad, I can tell you that these 4 simple goals of mine have been a little deranged when I faced a medical emergency, and that too concerning me.
And that is where I thought of a loan…a short-term one.
Why a Short-Term Borrowing Solved My Problem Faster
Problems are problems eventually. But the faster you can solve them, the better.
But you may not need to rush for that.
Again, relativity comes into play.
You can take a smarter solution for a faster recovery instead of running faster, right?
Well, it may not be applicable to all the problems. However, it might be so for many.
It turned out this way for me.
When I suffered from typhoid and needed a lump sum of money to buy medicines and injections for home treatment, I wondered if I could draw it from my salary.
Yes, I avoided the Nursing Home as that may have cost me more. However, the Antibiotics and the injections and the fees for the GP made my bill rise up to €2200 in a single month.
Naturally, my salary cannot afford that.
Well, it can. But that would leave me almost bankrupt.
I didn’t want that.
At this moment, I realised lending assistance might be of help. After much consideration, I finally decided to take out a short-term loan from Ireland lender.
And I took this decision for the following reasons. They turned out to solve my problem faster than usual. Maybe they can work in the same way in your life, too, as they did for me.
The Loan Term Can Get Over within a Month
I didn’t have knowledge about loan terms.
Speaking to professionals and a personal finance advisor of mine, I realised that loan terms could be varied if you have spoken with the right provider.
Now, long-term loans can offer you larger amounts. But the long term might cause your financial management to be influenced for a long time, and you may not get FREE to make your own plans.
A short-term lending option, on the other hand, makes the entire loan term reach a conclusion way faster.
The loan I took out had a term of one month only. So, I saved a little from my salary on the month I received the medical quote. Then I took out the loan and then used part of my salary in the next month to pay the loan back with interest.
And the thing, I found myself quite relaxed in the entire process.
Some shorter loans can even be derived within a week.
It Doesn’t Need You to Go through a Lengthy Application Process
Most short-term loans are offered for a cause that is short-term.
To say frankly, a medical emergency like what I have been through or any sort of emergency can be over within a
short period of time, of course, if you have the money to tackle that.
I had typhoid, and it was painful for me to bear. But my GP told me that I could expect a recovery within a month or two if I am regular with my medications.
So, I knew that to accelerate the process, and I would have to make treatment come to me faster.
Obviously, I need quick access to money.
Sure, I had my savings. But I came to know (as I searched on loans) that an Ireland short-term loan is a personal loan with an easy application procedure.
When I applied, I didn’t get any lengthy paperwork or documentation hazard. My lender asked me for my financial statements, which I arranged over a phone call.
As a matter of fact, it took about 10 minutes for me to get the loan approval. However, the fund was disbursed about a few hours later.
But I got it on the same day.
And I can tell you that it was faster to get money than going to a financial institution by person and waiting in the queue to get it.
Bad Credit Issues Are Skipped, and You Can Save More Time
It is embarrassing to say that I have quite a bad credit score.
But, to tell you the truth, it is a pretty common phenomenon in the whole world.
So, let’s not be embarrassed but serious about the issue so that it can be fixed.
Here is where this loan helped me a bit as well.
I made myself clear to my lender with the credit score. However, I discovered that the credit score is not even to apply for a short-term loan because it is a borrowing option dependent on the borrower’s income only.
So, you can say I made two profits from it.
One, I can take out the loan fast because time was saved for skipping credit score verification.
Two, I got an increase in my credit score as I paid my lender back in time.
To Conclude
I don’t know about you, but I thought sharing this information might do you good.
After all, we all suffer short-term problems.
Or problems that can happen at any point in time…an emergency that is.
Maybe this loan can help you out, and that too at a good pace.
